Welcome to the

Hi-Saver Plan

The Hi-Saver Plan uses special cash value life insurance contracts as an alternative to common qualified plans like 401(k)s.

A Cash Value Life Insurance Policy That's Shared Between You and Your Employer

The Hi-Saver Plan allows the employer and employee to enter an agreement to split a cash value life insurance policy. There are numerous benefits to both parties if these agreements are setup properly. Employers can greatly lower their expenses and the employee often realizes numerous benefits over common plans like 401(k)s and IRAs.

We've Done the Math

The Hi-Saver Plan performs differently than qualified investment plans. We've studied numerous scenarios to understand when it's a good fit or not. In many situations the benefits for the employer and employee can be substantial. Schedule a call to learn more.

Three Reasons to Ask Your Employer About the Hi-Saver Plan

Your savings are not subject to losses
Access to your money when you need it without penalties
A greater income stream in retirement that you can't outlive

The Hi-Saver Plan is not a good fit in all situations. Schedule a call and we can determine suitability.

Schedule A Call