A Fresh Look
Annuities Today Can Offer Security, Income, Performance and Liquidity
Cost to Performance
One common objection about annuities is that they can have high costs. Some certainly do. Others certainly don't. The bottom line for you though is the net gain after any and all fees and taxes. Annuity providers have worked hard to become more competitive in the financial products marketplace. We have found the most powerful annuity offerings in the industry.
Security and Performance
Today's higher interest rates mean more competitive returns for Fixed Rate Annuities. But even more compelling are the brilliant Fixed Indexed Annuities we can offer you. Because they have no downside loss potential they never have to recover from bad years in the market. We can show you how over time this can enable the money you've placed in your annuity to outperform your more direct investments in the market..
Improved Liquidity
Many modern annuity products offer better liquidity than they did in the past. You can choose from shorter-term annuity contracts or contracts that allow for up to 30% free withdrawals during the surrender period. Also keep in mind, that you should question a broker who is asking you to put everything you can afford into an annuity. Annuities should be used for a portion of your assets. That portion should be money you're not going to need for a while.
Lifetime Income
One of the reasons annuities have been loved for so many centuries is the guarantee of lifetime income. Annuity providers are some of the strongest and best managed companies out there. We work with some providers who are completely debt free. There are options that provide income growth to keep up with inflation, and other options that allow you to convert your savings into an income stream immediately.